AML / KYC Policy

1. Our commitment

Tedafunded LLC, trading as Spike Funded, is committed to preventing money laundering, terrorist financing and sanctions evasion, and to conducting its business in line with applicable United States law. We maintain internal procedures covering customer identification, sanctions screening, monitoring of unusual activity and record keeping.

2. Identity verification before any payout

Participation in an evaluation program does not by itself require identity documents. However, identity verification (KYC) is mandatory before any performance reward is released. Verification is carried out by our identity verification provider [[TO_CONFIRM: KYC provider name]] and by our payout partner, and may require a government-issued identity document, proof of address and a liveness check.

We may decline to release a reward where verification cannot be completed, where the information provided is inconsistent, or where the beneficiary does not match the account holder.

3. Sanctions and restricted jurisdictions

We screen participants and payout beneficiaries against applicable sanctions lists, including those maintained by the U.S. Office of Foreign Assets Control (OFAC). We do not provide services to persons located in, resident in, or acting on behalf of, restricted jurisdictions [[TO_CONFIRM: restricted country list — default: OFAC-sanctioned jurisdictions]].

4. Refusal and termination rights

We may refuse an application, suspend an account, withhold a reward or terminate a relationship where we identify a sanctions match, suspected fraud, identity misrepresentation, use of third-party payment instruments, or activity inconsistent with the stated purpose of the account. Where legally required, we may be prohibited from disclosing the reason for such a decision.

5. Record keeping

Identity verification records, transaction records and related documentation are retained for a minimum of five (5) years after the end of the business relationship, or longer where required by applicable law. Handling of this data is described in our Privacy Policy.

6. Contact

Compliance enquiries: contact@spikefunded.com — Tedafunded LLC, 1309 Coffeen Avenue STE 1200, Sheridan, WY 82801, United States.